1. What type of life insurance would most likely be used to cover the outstandin

1. What type of life insurance would most likely be used to cover the outstanding balance of a homemortgage?A. Universal lifeEnd of examB. Straight lifeC. EndowmentD. Decreasing term insurance2. Terry has medical coverage under Medicare. From this fact alone you can infer its likely that Terry isA. poor.B. age 65 or over.C. in a long-term care facility.D. disabled.3. Tom is a consumer with a lot of credit card debt who wants to get a clean start and get rid of all of hisdebts. If he qualifies the best chapter in bankruptcy for Tom is ChapterA. 7.B. 13.C. 11.D. 12.4. Victor applies for life insurance. On the application when asked if he had ever been diagnosed withcancer he falsely said no. Later Victor died and the insurance company found out about the previousdiagnosis of cancer and refused to pay. What were the most likely grounds?A. Failure to pay premiumsB. EstoppelC. MisrepresentationD. Concealment

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