1. It must be typewritten and submitted on the designated date in Microsoft Word format. 2. It must be no less than 2 double spaced, 8 ½ x 11 inch pages with margins of 1 inch left and right, bottom and top. The font should be size 12. (Hint: submitting more than 2 pages never hurts) 3. It must demonstrate a coherent understanding of the subject and written in a formal business report style format. 4. You must use at least 2 other information sources along with your textbook, make proper citation within the essay and include a Works Cited page. You may use either citation format, MLA or APA. Just give proper credit for others work. Do not use extensive quotes or charts!

You have been asjed to compare the growth rate in assets and deposits for assets and deposit growth of three local Singapore banks DBS,OCBC, UOB. 1) GIVE AN INTRODUCTION ABOUT UOB AND DBS INCLUDING ITS BACKGROUND, MAIN SERVICES, MARKET SHARES AND KEY SHAREHOLDERS.   2) CONDUCT A RESEARCH ABOUT THE BANKS' SERVICE NETWORK, INCLUDING ITS BRANCHES, ATMs, TELEPHONE CENTRES, INTERNET BANKING AND ONLINE BANKING.   3) CONDUCT A RESEARCH ABOUT THE PERFORMANCES OF THESE BANKS IN TERMS OF GROWTH RATE IN ASSETS AND DEPOSITS AND PROFITABILITY. YOUR ANALYSIS SHHOULD INCLUDE AT LEAST THREE PROFITABILITY RATIOS.   4) CONDUCT A RESEARCH ABOUT CREDIT AND LIQUIDITY RISKS OF UOB AND DBS AND OCBC(SINGAPORE) YOUR ANALYSIS SHOULD INCLUDE TWO INDICATORS OF CREDIT RISKS  AND TWO INDICATORS OF LIQUIDITY RISKS.   5) MAKE COMPARISONS OF THE THREE BANKS BASED ON YOUR ABOVE ANALYSIS.   6) MAKE RECOMMENDATIONS TO SELECT THE BANK FOR YOUR COMPANY TO TAKE OVER.   -AROUND 1